Increase customer satisfaction, reduce losses, and retain premiums with Mitigrate climate risk prevention

Software platform for climate risk management for claims and underwriting professionals to prevent residential, commercial, and industrial property damage and reduce losses

A user-friendly web service designed for seamless property inspections and surveys, or for post-claim during the loss adjustment process to support policyholders. Delivers immediate value without requiring prior integration and scales effortlessly across the entire portfolio with high-speed APIs.

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How it works

Predict best preventive measures for any asset, anywhere

Prevention, agnostic to any flood model

Use the default flood model or any flood model of your choice as input, and visualise its impact on any property in your portfolio

Identify and price cost-effective prevention measures

Search for any property as you would in a map browser and access tailored, fully automated prevention diagnostics, which can be exported as a report

Capture and assess existing preventive measures

Save properties for future reference, record existing measures, and determine whether they are appropriate to mitigate risk

Prevent

The climate adaptation software of reference in insurance

Prevent is the climate risk prevention companion for loss adjusters, assessors, surveyors, and risk engineers. By using the software, you gain immediate proficiency in assessing exposure and accounting for vulnerability to prevent future claims on any type of property, anywhere.

House inspections

Know before you go

Prevent enables thorough inspections of residential properties, with an easy-to-read, dynamic map illustrating how multiple flood return periods can affect assets due to riverine and surface water flooding. The software automatically calculates the likelihood of water ingress in a property and considers the effects of climate change.

Property specific prevention

As a result, Prevent generates a specific, automated prevention diagnostic, complete with a description of recommended measures, their size, and cost, which can be tailored on the go to meet the owner’s requirements. This data enables professionals to advise on the actions needed. Our clients report increased satisfaction among households with elevated risk.

Post claim recovery

Build back better

After a claim event, Prevent provides claims handlers, loss adjusters, and policyholders with clear guidance on the exact preventive measures needed to avoid future flood claims. This approach builds resilience, creating a long-lasting impact on the loss ratio. Prevent can readily determine if effective preventive solutions can be implemented at a low cost as part of the payout.

Become a long-term trusted partner

Supporting homeowners on-site to make properties safer during the claims process helps build trust and improves customer satisfaction, net promoter score, and customer retention. Acting as a trusted partner through added prevention services supports longer lifetime value and risk management in high-loss concentration areas.

Site surveys

Build knowledge to plan a visit

Prevent enables remote inspections of commercial and industrial properties, prioritising site visits. Its dynamic map illustrates the impact of various flood return periods, calculates the likelihood of water ingress, and accounts for climate change effects.

Closer to the business value

Prevent generates an automated prevention diagnostic with tailored measures, size, and cost, enabling risk managers and surveyors to advise on actions that reduce the risk of claims and minimise business disruption.

Continuous improvement and resilience

Users can record installed preventive measures, validate their effectiveness, and support further actions. This scalable solution enables insurers to act as trusted partners, increasing satisfaction among business owners and managers facing elevated risk.

Post claim recovery

Build back better

After a claim event, Prevent provides claims handlers, loss adjusters, and policyholders with clear guidance on the exact preventive measures that should be implemented to avoid future flood claims. This builds resilience, with a long-lasting impact on the loss ratio. Prevent can easily determine if effective preventive solutions can be implemented at low cost as part of the payout.

Become a long-term trusted partner

Supporting business owners and managers on-site to make properties safer during the claims process helps build trust and improves customer satisfaction, net promoter score, and customer retention. Acting as a trusted partner through added prevention services supports longer lifetime value and risk management in high-loss concentration areas.

Agnostic to any flood model 

No integration required

Creates value from day one

Our advanced technology

AI and satellite imagery for global property solutions

Leveraging state-of-the-art geographic information technologies, high-resolution satellite imagery, and AI, Mitigrate provides property-specific solutions with tailored sizing and cost estimates to prevent and reduce future damage.

"Mitigrate delivers exceptional value to its partners at scale"

+4m

More than 4m buildings with prevention diagnoses

2

2 Countries, full coverage in Norway and partial coverage in the UK

>1%

>1% increase in customer retention

100's

100’s of users, risk managers, loss adjusters, surveyors and underwriters 

“We see great potential in this solution. Over time, we can save several billions of Norwegian kroner in damage costs, and we do not doubt it will be profitable. As a minimum, the need for price increases forced by increasingly intense weather will be reduced.I have actually used Mitigrate Prevent solution to map my own house about stormwater problems. Although my house is not very exposed, it was interesting to read the recommendations.”

Geir Holmgren
CEO Gjensidige

“AXA Climate and Mitigrate are collaborating to provide innovative solutions for climate adaptation. By leveraging Mitigrate's expertise in nature-based solutions, AXA Climate aims to offer businesses and communities comprehensive risk assessments and cost-effective adaptation strategies. This partnership aims to bridge the gap between risk assessment and practical implementation, empowering clients to build resilience in the face of climate change.”

Huu-An PHAM
Head of Industry Adaptation

“Mitigrate's innovative approach to providing property-level flood risk assessments represents a crucial advancement in loss prevention. The ability of Prevent to quantify effectiveness and prioritise interventions at scale makes them a valuable partner in bringing prevention to life to make reinsurance and insurance more sustainable and accessible where carriers who invest in prevention get rewarded for it.”

Joseph Norris
Head of UK & Ireland Catastrophe Analytics

Mitigrate’s Knoweledge

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Product

Discover the smarter, easier way to prevent and manage climate risks

See Mitigrate in action and learn how our platform helps reduce losses, enhance customer trust, and scale seamlessly across your portfolio. Book your demo today!

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Careers

Join our mission to revolutionize climate risk prevention

We’re looking for passionate innovators to help transform how the world prevents and manages property risks. Explore exciting career opportunities and apply today!

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